Welcome to PFG Mortgage Managers ™ & PFG Home Loans™

Perpetual Funding Group recently re-branded as PFG Mortgage Managers to better reflect what core business of the company really is.

We offer mortgages to customers who may fit or fall outside of the criteria of traditional lenders.Please ask for our list of accredited brokers(over 220 accredited companys ) who can help you select the best product suited for your needs.Brokers can download accreditation applications via www.beyondthebanks.com.au Broker accreditations for VIC ,NSW ,QLD, SA,TAS ,NT contact General Manager Pierre Lutgens 041146046 or email info@pfgmm.com.au For WA accreditations contact Greg Brown 0433150971 or email greg@pfgmm.com.au

We can help you to:

Promotion funder pays the mortgage insurance if less than $4380 regardless of LVR.Example client house valued at 300k would like to refinance to 90% ,funder will pay the mortgage insurance for the client.PFG also have self insured prime loans ,which saves money compared to normal mortgage insurance policy .Example property valued at 800k wants to refinance 85% self insured fee only $1699 saving over $10,000 compared to normal mortgage insurance.

Buy your own home Full doc variable rate from 6.72% up to 90% plus LMI
Low doc variable rates from 7.83% (clear credit) up to 80% pls LMI 1MILL
Purchase an investment property
Consolidate all your existing loans into your home loan
Planning your Retirement?
Retiring within 10 years? Looking to boost your superannuation?
Looking at ways you can save or reduce tax?
• Ideal for full-time PAYG borrowers earning in excess of $85,000 p.a. and with substantial equity in real estate
• Capitalise your home loan interest and salary sacrifice into Super!
• Draw down on your Super at retirement and repay your home loan
• This product is suitable for people with minimum 50% equity in their residential property.
Take advantage or our $200.00 rebate when you seek accounting advice from any Qualified Accountant and after your new loan settles.
Independent Accounting and/or Financial Planning advice is mandatory prior to settlement of this type of loan.
Lenders fees, charges and conditions apply.
Provide funds for other investments
Small self managed super funds can borrow to buy residential or commercial real estate up to 70%
No Doc Commercial & Residential Loans up to $5 million with credit impaired accepted. Higher limits available on request.
Residential construction Full Doc up to 90% LVR and $1 million Lo Doc up to 60% LVR and $5 million (No LMI)
Bridging finance up to twelve months first mortgage maximum $2.5 million
Second mortgage funds are available on established property up to 75% of valuation
90% Plus LMI (MAX 92%) Full doc effective
90% non genuine plus LMI
New purchase low doc 80% with no BAS
Refinance investment/o/o properties low doc with no BAS up to 85%
60% low doc up to 5mill no BAS unlimted cash out
Credit imparied full doc construction loans metro only
No doc residential/commercial loans up to 60%
80% full doc up to 5mill
Can refinance tax liabilities
Can fund company/trusts including

PFG Mortgage Managers offers funds to customers throughout Australia and New Zealand.

As PFG’s home loans are designed to unlock the hidden wealth in your equity, we require a first mortgage registered over a suitable property. Our loans are designed to be more flexible than traditional lenders, and we don't discriminate against customers who are semi or fully retired. We evaluate each application on its own merits, which allows us to say "Yes!" to the majority of our customers' requests for funding.

We are able to assist where a traditional lender may not:

If you are self-employed with no tax returns for the past 2 years
If the loan size puts you outside of the traditional lenders' comfort zone
If you need to consolidate your high interest loans into your mortgage
If you wish to purchase multiple investment properties
If you like to capitalize your payments for up to 10 years
If you wish to purchase a business without any previous business experience
To invest in just about anything worthwhile
If you have had credit defaults
If you are registered in part 9 or part 10 bankruptcy
Take a break from your mortgage for 12 months by capitalising the interest (minimum 30% equity required)

Lenders terms and conditions apply.

New! Vehicle / Equipment Finance

PFG may also arrange all kinds of Asset Backed Finance, including:

Leasing
Novated Leasing
Asset Purchase (Commercial Hire Purchase)
Chattel Mortgage

Finance may be arranged for a variety of commercial purposes including:

We lend on:

Commerical Property (Offices)	Industrial (Factories)	Retail (shops, shopping centres)	Bulky Goods Outlets	Medical Centres
Tyre & automotive Centres	Plant and Equipment (Leasing & CHP)	Residential Units	Residential Investments	Retirement Villages
Hospitals	Aged Care	Houses	Distribution Centres	Agricultural Equipment & Machinery
Fitness Centres	Cash Flow Lending	Boats	Land (with or w/out DA approval)	Hotels (leasehold or freehold)
Pharmacies	Business Assets	Restaurants	Debtor Finance	Overdrafts
Land Subdivisions	Construction funding	Farms	Medical and Dental Equipment	Mining Vehicles & Equipment

We lend to:

* Sole Traders
* Pty Companies
* Public Companies
* Trustees of Super Funds
* Companies in Liquidation
* Ex bankrupts

For information about Finance Broker accreditation /wholesale funding: Email: info@pfgmm.com.au or down load accreditation application via www.beyondthebanks.com.au

PFG Mortgage Managers T/M no 1215816 PFG Home Loans T/M no 1215818 PFG Finance Brokers T/M no 1215817