Welcome to PFG Mortgage Managers  & PFG- Vision Wholesale Funding Lines

PFG currently buying quality loans books deal direct and avoid brokerage fees! Trail income size from3k to 100k p/m .Fast settlements! Phone 0433150973 all hrs .Or

email info@pfgmm.com.au

Brokers can also refinance the book once sold if refinanced using PFG funding lines and receive upfront commissions.

Australian Credit Licence 380638

We guarantee to beat any rates from all the Banks and Non Banks for Full doc variable loans from $150k up to $1mil based on a 95% LVR or less. (Excludes construction & land loans) .
All loan's must fit must fit either QBE/ Genworth credit policy. Lenders terms and conditions apply

If you can find a lower rate from any other Bank/ Non bank  simply contact us and we will offer you a lower comparison rate. (which is the real rate taking into account all upfront and on going fees plus charges.)

If not
we will offer you a $50.00 Pre Paid Visa Card! email us now on info@pfgmm.com.au or phone all hrs 1800177325  (7 days) .Talk to a credit manager 7 days from 9am to 9pm .

Perpetual Funding Group recently re-branded as PFG Mortgage Managers to better reflect what core business of the company really is.

We offer mortgages to customers who may fit or fall outside of the criteria of traditional lenders.Please ask for our list of accredited brokers(over 900 accredited brokers) who can help you select the best product suited for your needs.     

We can help you to: 

Buy your own home /refinance -Full doc variable rate  from 6.35%  up to 95% LMI included .(rate drops to 6.09% after  year 5) email info@pfgmm.com.au for more information .
  • Low doc variable rates   from 6.09%  fixed for 3yrs(clear credit) up to 80% .
  • Purchase an investment property
  • Consolidate all your existing loans into your home loan

  •  

     
        
    InstitutionProduct NameVariable RateComparison Rate
    PFGStandard Variable 6.79% p.a6.99% p.a
    INGOrange Advanatge 7.34% p.a7.51%p.a
    CitibankStandard Variable7.63%p.a.7.76%p.a.
    NABNAB Tailored Home Loan - Variable Rate7.67%p.a.7.80%p.a.
    HSBCVariable Loan7.74%p.a.7.81%p.a.
    ANZANZ Standard Variable Loan7.80%p.a.7.90%p.a.
    BankwestMortgage Shredder7.70%p.a.7.91%p.a.
    Commonwealth BankComplete Home Loan Standard 7.81%p.a.7.94%p.a.
    St. George BankVariable Loan7.80%p.a.7.96%p.a.
    SuncorpStandard Variable7.83%p.a.7.98%p.a.
    WestpacPremium Option Home Loan7.86%p.a.7.99%p.a.
    InstitutionProduct NameVariable RateComparison Rate
    Bottom of Form
     
     
    WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are based on a $150,000 loan amount over 25 years. Rates are published rates. This table does not include all mortgage providers and lower rates may be available at other mortgage providers not listed in the table. This table has been independently prepared by Infochoice Ltd from information provided by the institutions listed which we believe to be correct as at 17/11/2010.  


  • No Doc Commercial & Residential Loans up to $1 million with credit impaired accepted. Higher limits available on request.
  • Residential construction Full Doc up to 95% LVR and $1 million Lo Doc up to 80% LVR
  • Bridging finance up to twelve months first mortgage maximum $2.5 million
  • 95% plus LMI Full doc effective
  • 95% non genuine LMI included
  • New purchase low doc 85% with no BAS
  • Low doc construction up to 80%
  • Go between loans for full doc and low doc
  • 95% plus LMI plus 20k visa for full doc loans
  • Refinance investment/o/o properties low doc with no BAS up to 85%
  • 60% low doc up to 2 mill no BAS unlimted cash out
  • Full doc construction loans 95% plus LMI plus 20k Visa
  • No doc residential/commercial loans up to 60%
  • 80% full doc up to 3mill
  • Can refinance tax liabilities
  • Can fund company/trusts including
  • Low doc loans for working capital up to 80% LVR

PFG Mortgage Managers offers funds to customers throughout Australia and New Zealand.

As PFG’s home loans are designed to unlock the hidden wealth in your equity, we require a first mortgage registered over a suitable property. Our loans are designed to be more flexible than traditional lenders, and we don't discriminate against customers who are semi or fully retired. We evaluate each application on its own merits, which allows us to say "Yes!" to the majority of our customers' requests for funding.

We are able to assist where a traditional lender may not:

  • If you are self-employed with no tax returns for the past 2 years
  • If the loan size puts you outside of the traditional lenders' comfort zone
  • If you need to consolidate your high interest loans into your mortgage
  • If you wish to purchase multiple investment properties
  • If you like to capitalize your payments for up to 10 years
  • If you wish to purchase a business without any previous business experience
  • To invest in just about anything worthwhile
  • If you have had credit defaults
  • If you are registered in part 9 or part 10 bankruptcy
  • Take a break from your mortgage for 12 months by capitalising the interest (minimum 30% equity required)

Lenders terms and conditions apply.

Contact us today to see how we can help you realize your dream!  1800 177 325


     
     
     
     
     
     

We lend to:

* Sole Traders
* Pty Companies
* Public Companies
* Trustees of Super Funds
* Companies in Liquidation
* Ex bankrupts

For information about Finance Broker accreditation /wholesale funding:                                                                                             Email: info@pfgmm.com.au     

    

  
  

DISPUTE RESOLUTION

Dispute Resolution

General information about our services

1. Before you accept your loan offer, make sure you read the credit contract/loan agreement carefully to find full details of the loan. Warning: You should check the loan agreement/credit contract to ensure that the terms of the loan do not vary from what you require. If they do, inform us immediately so that we can assist you.

2. If you have a complaint about your finance application or if you believe an error has occurred, then please contact PFG Mortgage Managers. If you are not satisfied with the outcome or in which the way your complaint has been handled, then you can contact Equity Plus Home loans (Aust) P/L T/A  PFG MORTGAGE MANAGERS WA & PFG-VISION WHOLESALE FUNDING LINES Complaints Contact Person who will endeavor to resolve your complaint.

Director of Compliance

29 West Parade Perth WA 6000

1800177314

tracy@pfgmm.com.au

If you are still not satisfied with the outcome of your complaint, then you have the further option of referring the matter to an external dispute resolution scheme known as COSL (Credit Ombudsmen Services Limited). Phone 1800 138 422. Website: www.cosl.com.au

3. We are obliged to act in your best interests and give you undivided loyalty unaffected by any of our interests. However, we also represent lenders and have obligations to them, in particular not to provide any information we know is misleading or deceptive. We also have obligations under the law to report any fraud, forgery, or other illegal activities. By signing this agreement you confirm that you understand that we have these obligations to the lender and under the law. If you have any questions about our role, ask before you sign.

4. Under the law, we are required to ensure that the finance we arrange for you is appropriate. Accordingly we will make reasonable enquiries in relation to your needs, objectives, and financial circumstances.

Warning: The proposed loan arrangements will be based on the products available from our panel lenders and the information provided by you. If the information you provide is incomplete or inaccurate, before entering the loan you should consider its appropriateness having regard to your relevant personal circumstances and if necessary seek independent financial advice.

5. If you are refinancing a loan, and your commitments will be increased, you should seek independent financial advice to make sure that you are able to meet the increased commitments. Warning: Your regular repayments may not increase, but the total you have to pay may increase – for example by having to make repayments over a longer period.

6. We do not provide legal, financial or taxation advice unless specified in a separate contract. Accordingly, it is important you ensure you understand your legal obligations under the loan, and the financial consequences. We recommend that you consult your Accountant, Solicitor, Taxation Department, Investment Adviser or any other licensed person in respect to the financial implications of this application for finance before you enter the loan contract.

7. Under the Financial Services Reform Act, EQUITY PLUS HOME LOANS ( AUST) P/L and / or their authorized representative can not provide any advice or opinion on any Deposit Accounts and / or Insurance Products.

8. We do not determine or recommend the conditions of the credit contract (such as interest rates, fees or the term of the loan).

9. We and nobody else will receive any financial or other benefit or have any other interest or relationship which could reasonably be expected to influence our recommendation other than as disclosed in this agreement.

10. We undertake to inform you if, after recommending a particular product and prior to you entering into a contract for that product:

(a) the commission payments differ from those described in this agreement;

(b) if we determine or recommend conditions of the credit contract, the effect of any such condition on the amount of commission we receive from our panel lenders / funders;

(c) any other person will receive any benefit if that person could reasonably be expected to influence our recommendation; and

(d) any interest or relationships we have that could reasonably be expected to influence our recommendation.

11. As a duty of care,

and / EQUITY PLUS HOME LOANS (AUST) P/L or their representative recommend that you seek professional advice in regards to insurance products such as Mortgage Protection Insurance, Income Protection Insurance and Life Insurance. It is the responsibility of the Applicant(s) to maintain mortgage repayments and we strongly recommend that you seek insurance advice with regards to Risk Management and Financial Planning.

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PFG now buying quality loan books for confidential discussion call 0433150973

                                                                                                                                                                                                                                                                                                                                                                                                                                               

PFG Mortgage Managers T/M no 1215816 PFG Home Loans T/M no 1215818 PFG Finance Brokers T/M no 1215817